We are a financial, lending and insurance advisory with a proven track record for providing genuinely meaningful advice that delivers real results.
Our Approach
At Willow Financial Services, we understand the common hurdles most people come up against while planning for their financial future. That’s why our focus is defining clear long term strategies along with realistic short term financial milestones that reflect our clients goals, all while minimising any risks and maximising returns.
Our commitment to provide our clients with specialist advice and solutions, helps to produce the results delivering their financial peace of mind.
Our Team
Driven by decades of experience our team’s diversity allows us to approach your individual requirements from a variety of perspectives, providing a professional, holistic solution specifically tailored to your needs and goals.
Financial Planning
Lending Services
General Insurance



Anne Quick
Loans Officer
I have been in the Mortgage Broking Industry for the past 17 years and have a wealth of knowledge across the wide range of lending products on offer.
Prior to this was in the Banking Industry working with Westpac Bank for over 12 ½ years. So with almost 30 years of lending experience believe I have what it takes to get the right product for my client.
I love working with people and enjoy seeing how happy they are when we get finance approval for their home. Other interests are gardening, catching up with friends and spending time with our two daughters. I have a pet Golden Retriever named “Steve”.
Qualifications: – Cert IV in Financial Services & Diploma of Financial Services
Anne Quick is a credit representative (393351) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

Cristy Crouch
Loans Officer
Cristy Crouch has been a Mortgage Broker for the last 13 years, with qualifications that include a Bachelor Degree – Business Management and a Diploma – Finance and Mortgage Broking. She also draws experience from her working life; in a Big 4 Bank, a Credit Union and now independently with Willow Financial Services.
As an independent broker with no affiliation with a particular bank Cristy can source the best loan for your personal circumstances across a wide range of 30+ lenders. Specialising in home purchasing, refinancing, debt consolidation, investment lending and personal finance.
Cristy Crouch is a credit representative (481446) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

Tanya Coxon
Managing Director
Tanya Coxon started in finance in 1994. She has been a bank branch manager, worked in business banking and has recently branched out into the world of running her own financial services platform. With experience in running her own business and with extensive dealings in buying and selling real estate, Tanya understands the many options on offer to secure your financial future.
Focussing on managing the business’ staff and finances and bringing her extensive commercial finance experience to the table. Born and Bred Mt Gambier local.
Tanya Coxon is a credit representative (469158) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).

Brooke Rzepiela
AFP© Dip FP
SENIOR FINANCIAL ADVISER
Brooke has over 20 years of experience in the finance industry, 16 years being within Financial Planning. Brooke has been a member of the Financial Planners Association (FPA) since 1999.
She feels very passionate about helping clients retire to a lifestyle they are a custom and helping people negate the world of Centrelink. Helping a client make the most their financial position is also a goal of Brooke’s. Aside from financial planning she enjoys photography and getting out and about in nature with her family.

Chris Lynch
CFP© DFP
SENIOR FINANCIAL ADVISER
Chris Lynch has been in the financial planning profession since 1986 – one year before the notorious 1987 stock market crash. With a strong push in the industry towards professionalism, Chris became a member of the FPA and achieved Certified Financial Planner status in 2001.
In 2010, Chris was awarded MLC’s Prestigious Peer Award which was a testament to Chris for the service he provides to his clients. With Chris’s wealth of knowledge and more than 32 years of experience, he is well placed to help clients through whatever life throws at them.

Suzie Packer
AFP© Masters Financial Planning
SENIOR FINANCIAL ADVISER
Making sure that people understand and value their financial situation is what drives Suzie the most. Suzie specialises in retirement planning and is proud to offer full Centrelink and DVA support to clients.
With a career spanning over 15 years in the finance industry. Her qualifications include a Graduate Diploma of Applied Finance, majoring in Financial Planning and Masters in Financial Planning.
Suzie has experience with Asgard, BT, Colonial, MLC and a range of Government super funds including SuperSA. Mount Gambier has always been home to Suzie and her family.

Sean Cowling
CFP© Adv Dip FP
SENIOR FINANCIAL ADVISER
Sean has been with Willow Financial Services since 2016. Prior to joining Willow, he spent the previous twelve years with a Big 4 bank, working as a Senior Financial Adviser in both regional South Australia and the Northern Territory. During this time Sean achieved his Certified Planner Designation (CFP©), the industry’s highest recognised designation.
A passionate advocate of importance of financial advice, from the new job starter all the way through to retirees. Sean’s approach is very engaging, he takes his time to fully understand each client’s unique needs and objectives, before then formulating strategies specifically tailored to help meet these needs and goals.
Sean is happily married to his lovely wife Janelle and has two children. Away from the business, he enjoys surfing and spending time with family and friends.
Looking for help with your finance… Contact Us
Personal Loans and Asset Finance
Application Form
Willow Finance have partnered with Loanstoday who are our preferred finance specialists for personal loans and asset finance.
Simply fill out the form below to enquire about any personal loans or asset finance and we’ll take care of the rest.
